Coveport Bank
Coveport High Yield Savings
Best overall high yield 9.2 / 10
Coveport pays a top-shelf rate on the whole balance with no tiers, minimums, or fees, which is exactly what a savings account should do. The trade-off is access: there is no ATM card and no branch.
Pros
- ✓Top-tier APY with no balance requirements
- ✓Truly fee-free, including incoming wires
- ✓Fast external transfers compared to most online banks
Cons
- ✗No ATM or branch access for cash
- ✗Rate is variable and can change with the market
Key facts
- APR
- 4.35% APY
How we scored it
- Rate 9.4
- Fees 9.6
- Access 8.0