Auto Insurance Your Car Was Repaired. It's Still Worth Less. Fifteen States Let You Bill the Other Driver's Insurer.
A repair fixes the car. It does not fix the price. Courts in fifteen states recognize a claim for the value your car lost just by having a wreck on its record, and it goes to the at-fault driver's carrier, not yours. Georgia is the one state that makes your own insurer pay.
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Three Contacts a Week. That's the Whole Leash a Collector Gets in New York City After September 1
New York City rewrote its debt collection rules. One dispute freezes collection until the debt is verified, medical debt stays off your credit report, and your own bank now counts as a collector.
Education
Paying Ahead on RAP Cancels the $50 the Government Adds to Your Loan. One Call Keeps It.
The new Repayment Assistance Plan waives unpaid interest and puts up to $50 a month against your principal. Both attach to an on-time payment, and paying early erases the due date those benefits hang on. Here is the call to make before you send extra money.
Solar
Your Solar Quote Gets About $900 Worse on December 4. Not 40%.
A new Section 232 proclamation puts a 38-cent-per-watt price floor and a 15% tariff on imported solar panels starting December 4, 2026. The panel price jump is real. On a typical 8 kW system it works out to roughly $900 to $1,900, not the number a salesman is about to quote you.
Auto Insurance
Cancel a Texas Car Policy After September 1 and They Have to Give All of It Back
Texas regulators killed the short rate cancellation clause on personal auto and home policies. From September 1, your insurer refunds every unused dollar, calculated pro rata, within 15 business days.
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