Mortgages The Fed held rates again. Here's what it means for your mortgage.
The target range held at 5.25-5.50% for the eighth straight meeting, but the bond market had already moved. We break down what that does to mortgage rates in the next 60 days, and what buyers and refinancers should do now.
More this week
Savings
FDIC-insured HYSAs now topping 4.85% APY
Auto Insurance
The $500/yr switch: how one driver cut her premium in half
Credit Cards
The 2% flat-rate card that quietly became the best deal
Featured savings pick
Marcus by Goldman Sachs
High-yield savings at 4.85% APY. No fees, no minimums, FDIC insured.
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Top HYSAs this quarter
Marcus, Ally and SoFi lead the short-list. FDIC insured, no fees.
Read → Insurance New ranking
Auto insurance: who won 2026
Carriers scored on claims, price, and service.
Read → Mortgages New guide
First-home playbook 2026
DTI, down payments, and state programs explained.
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Also in our guides
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Editorial · this week
Reading picks
Savings
The quiet shift in savings rates this spring
Fed signals are moving HYSAs in lockstep again. Here's how to front-run it without chasing.
Credit
The cashback card I'd actually get in 2026
Boring beats shiny.
Mortgages
Refi break-even: the spreadsheet to actually run
A clean rule of thumb plus a tool.
Debt Relief
Snowball vs avalanche: what the math actually says
One saves more money. The other saves more people.
Curated rankings
Best of 2026
Independent. Scored on price, service, and the fine print: not how much the partner pays us.
Best of 2026
This month
Best High-Yield Savings
- 1Marcus by GoldmanTop
- 2SoFi SavingsStrong
- 3Ally OnlineStrong
Best of 2026
Best Travel Cards
- 1Chase Sapphire Preferred5x
- 2Amex Gold4x
- 3Capital One Venture X2x
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"Found a HYSA paying 1.5% more than my current bank in under 2 minutes."
Savings switcher · San Diego, CA
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