Free calculators and tools
Ten no-signup tools for the money decisions that actually move a number: loans, mortgages, savings, retirement, investing, debt payoff, budgeting, credit, insurance, solar. Every calculator updates live as you type. Nothing leaves your browser.
Loan Payment Calculator
Monthly payment, total interest, payoff date. Any personal, auto, or installment loan, real math.
Open calculator →Mortgage Payment Calculator
Monthly payment with principal, interest, taxes, and insurance, plus the full amortization schedule the lender will not print for you.
Open calculator →Savings Growth Calculator
See your balance grow with compounding on an initial deposit plus monthly contributions. The first decade does most of the work.
Open calculator →Retirement Savings Calculator
Project your retirement balance and the annual income it pays under the 4% rule. Numbers, not vibes.
Open calculator →Investment Growth Calculator
See how an initial investment plus monthly contributions stack up at different real-world rates of return.
Open calculator →Debt Payoff Calculator
Snowball vs avalanche, head to head. See which one gets you out faster and which saves the most interest.
Open calculator →Monthly Budget Planner
Drop in your take-home, get 50/30/20 category targets, and see where your real spending lands against the lines.
Open calculator →Credit Score Estimator
See how the five factors move your score, and which one to attack first if you want it to climb.
Open calculator →Auto Insurance Estimator
Ballpark monthly premium from your age, state, credit band, coverage level, and driving history. A sanity check before you quote.
Open calculator →Solar Savings Calculator
System size, install cost, payback in years, and the 25-year picture for your state. The numbers most installers skip.
Open calculator →All tools are educational. Results are estimates from the numbers you enter plus standard assumptions, not personalized financial, investment, insurance, or tax advice.