Highline
Highline Reserve Card
Best premium travel 9.4 / 10
The Highline Reserve is built for frequent travelers who will use the lounge access and travel credit. Once you subtract the $300 credit, the effective fee drops to $250, and heavy travel spenders earn that back quickly through the 5x portal rate.
Pros
- ✓Industry-leading 5x rate on portal travel bookings
- ✓Annual travel credit offsets much of the fee
- ✓Strong transfer partner network for outsized point value
Cons
- ✗$550 annual fee is steep for occasional travelers
- ✗Top rewards require booking through the Highline portal
Key facts
- APR
- 21.24% - 28.24% variable
- Annual Fee
- $550
- Rewards Rate
- 5x travel, 3x dining
- Intro Offer
- 75,000 points after $4,000 spend
How we scored it
- Rewards value 9.6
- Perks 9.5
- Fees 7.8