Lanternfield Finance
Lanternfield Student Loan
Best repayment flexibility 8.8 / 10
Lanternfield's four repayment modes let you match payments to your actual situation instead of the other way around, and the 12-payment cosigner release is among the fastest we track. Rates are competitive if your credit or cosigner is solid.
Pros
- ✓In-school payment options from $25 to full deferral
- ✓Fast cosigner release builds independence
- ✓One lender from freshman year through grad school
Cons
- ✗Best pricing leans on a cosigner
- ✗No loans for less-than-half-time students
Key facts
- APR
- 4.24% - 13.74% fixed
How we scored it
- Repayment flexibility 9.4
- Rates and fees 8.6
- Approachability 8.2