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Lumen

Lumen Travel Card

Best mid-tier travel
8.8 / 10

The Lumen Travel hits the sweet spot for travelers who want simple 2x earning without a premium fee. The flat miles rate, large welcome bonus, and travel credits deliver most of what casual travelers need at a fraction of the cost of a premium card.

View offer from Lumen →

Pros

  • ✓Flat 2x miles on all spending, no categories to manage
  • ✓Large welcome bonus on an achievable spend requirement
  • ✓Application credit for Global Entry or TSA PreCheck

Cons

  • ✗$95 annual fee, though modest for the perks
  • ✗Lacks lounge access found on premium travel cards

Key facts

APR
20.99% - 28.99% variable
Annual Fee
$95
Rewards Rate
2x miles on all
Intro Offer
60,000 miles after $3,000 spend

How we scored it

  • Rewards value 9.0
  • Perks 8.6
  • Fees 8.4

Sources